The problem
Most store credit tools are priced for big brands or bundled into heavier loyalty suites that you do not really need. If all you want is to hand a returning customer a balance after a refund, the options feel overbuilt and overpriced.
The list below is the honest short-list of apps that solve that specific problem without forcing a full loyalty stack on you.
What to look for
Three things matter when you pick a store credit app. First, does it work on your plan. Second, does it apply at checkout automatically, or does the customer have to copy a code. Third, what happens to balances when you uninstall.
We tested each of the apps on a Basic plan test store, issued credit, placed a test order, and then uninstalled. The apps that passed all three checks are in the list above.
Our pick
If you are below Plus and want the cleanest simple solution, Win-Win Store Credit is the most honest option right now. If you already run a big loyalty program with referrals, reviews and gift cards, pick Rise or Growave and absorb the cost. For most merchants, the simple option is enough.