Loyalty

Best Shopify store credit apps

The real store credit options for Shopify, compared honestly across every plan from Basic to Plus.

Updated 2026-07-03

#1 Our app

Bulk Store Credit by Win-Win

Free (widget + 20-row CSV), Pro $49/mo · 5 ★

Simple store credit for any Shopify plan with a real free tier. Built for Shopify certified.

Stores below Plus that want clean store credit without the loyalty-stack tax.

  • Bulk CSV credit issuance
  • Works on Starter, Basic, Grow, Advanced, Plus
  • Auto-applies credit at checkout
  • No full loyalty program, intentionally
  • Newer app, smaller review count
#2

Koin Store Credit & Rewards

Free · 4.9 ★

Cashback automation on native store credit, currently free.

Merchants who want always-on cashback rules and Shopify Flow automation at zero cost.

  • Completely free right now
  • Native Shopify store credit, Flow templates, POS support
  • Free-for-now pricing can change as the app matures
  • Automation-first, no CSV-first bulk issuance flow
#3

Redeemly Store Credit Cashback

$19 to $49/mo by order count · 5 ★

Cashback loyalty with referrals, priced by monthly order volume.

Stores under ~1,000 orders/mo that want a cashback and referral loop.

  • Strong widgets and Shopify Flow templates
  • Well-reviewed support
  • Pricing scales with your order count, not your credit usage
  • No free plan for live stores
#4

Rise.ai

From $19.99/mo + per-order fees · 4.8 ★

Full gift card and store credit stack.

Large brands with a dedicated loyalty team.

  • Very mature
  • Gift card and credit in one platform
  • Expensive at higher tiers
  • Overkill for merchants that only need store credit
#5

Growave

$49 to $299/mo · 4.8 ★

Loyalty suite with store credit as one module.

Merchants who want referrals, reviews and credit in one bundle.

  • Wide feature set
  • Good customer support
  • Expensive
  • Complex setup if you only need credit

The problem

Most store credit tools are priced for big brands or bundled into heavier loyalty suites that you do not really need. If all you want is to hand a returning customer a balance after a refund, the options feel overbuilt and overpriced.

The list below is the honest short-list of apps that solve that specific problem without forcing a full loyalty stack on you.

What to look for

Three things matter when you pick a store credit app. First, does it work on your plan. Second, does it apply at checkout automatically, or does the customer have to copy a code. Third, what happens to balances when you uninstall.

We tested each of the apps on a Basic plan test store, issued credit, placed a test order, and then uninstalled. The apps that passed all three checks are in the list above.

Our pick

If you are below Plus and want the cleanest simple solution, Bulk Store Credit by Win-Win is the most honest option right now. If you want free cashback automation instead of bulk issuance, Koin is the one to try. If you already run a big loyalty program with referrals, reviews and gift cards, pick Rise or Growave and absorb the cost. For most merchants, the simple option is enough.

Frequently asked questions

Can I offer store credit on Shopify Basic?

Yes. Bulk Store Credit by Win-Win works on every Shopify plan, including Starter and Basic. Issue balances one at a time or in bulk via CSV and the credit applies automatically at checkout once the customer is logged in.

How is store credit different from a discount code?

Store credit is a customer-specific balance that applies automatically at checkout once the customer is logged in. Unlike discount codes, it cannot be shared or leaked.

Do I need Shopify Plus to use store credit apps?

No. Most store credit apps, including ours, work on every Shopify plan. The merchant and customer experience is the same on Basic as it is on Plus.

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